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September 2016 Archives

Bank's actions have 'real-world' implications for consumers

Wells Fargo uses the six-horse stagecoach as its logo. The company's website describes the vehicles as "living symbols of the company's heritage of service, stability, and innovation." Its marketing videos usually feature one charging hard across an open field. After this week, some in Illinois might wonder if maybe the coach's final destination should be a barn or the wood shed.

It's good to let go of guilt over credit card debt

When someone in Illinois winds up in hot financial water because of insurmountable bills, too often the greatest burden of guilt is self-imposed. No one is better at making us feel bad about ourselves than us. Unfortunately, credit card issues know this. So do the credit rating reporting companies. And the industry knows how to take advantage of individual consumer debt trouble.

What if you're a creditor and a business files Chapter 7?

Regular readers of this blog know we approach the issue of bankruptcy from the consumer perspective. That is, if you are an Illinois resident in financial difficulty and you need help to regain your footing, speaking with an experienced bankruptcy attorney is always recommended. If nothing else, obtaining a free initial consultation provides you a chance to get accurate information about your rights and options.

EpiPen shows it's easy to generate medical bill sticker shock

You may have heard of the EpiPen. The medical device can be a lifesaver for someone who goes into anaphylactic shock because of a severe allergy attack. It delivers an injection of epinephrine into a victim's body, opening airways and narrowing blood vessels. Epinephrine has been around a long time. What makes the EpiPen different is the delivery system. It's so easy that almost anyone can give the shot.

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Aurora, IL 60505

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Chicago, IL 60603

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