Lynch Law Offices, P.C.
Call Us Now for a FREE Consultation:
Offices in Four Convenient Locations

Woman loses house to foreclosure after ignoring notices

For many homeowners in Illinois and around the country, homeowner associations are a good thing. Residents of a neighborhood or condominium complex can pool their money to put toward lawn maintenance, snow plowing, or upkeep of tennis courts or swimming pools -- things that residents might not be able to afford if they were seeking the same services for just their own single-family homes.

People who live in homes that are part of an association are responsible for paying dues, usually on a monthly or annual basis, to go toward this maintenance. It usually doesn't matter if a homeowner doesn't use the services covered as part of the dues, such as neighborhood parties or swimming pool upkeep; everyone has to contribute a preset amount. People who don't do so could find liens placed on their homes -- and, as one woman found out recently, even be subject to foreclosure.

The 75-year-old woman traveled frequently for work and thus didn't avail herself of the features her neighborhood association paid for, such as a clubhouse and social activities. She received notices from her homeowner association for several years, but she ignored them. She thought that because she didn't participate in the activities, she didn't need to pay.

The association sent her almost 30 notices, all of which were ignored. As a result, the association foreclosed on the woman's house and sold it when she was out of town. Had the woman known the situation was so dire, she might have contacted an attorney to attempt to stave off foreclosure. Instead, she is now renting the home from its new owner.

Source: Reuters, "Insight: Underfunded U.S. homeowner associations get heavy," Michelle Conlin, Jan. 8, 2014

No Comments

Leave a comment
Comment Information

How Can we Help You? Contact An Attorney

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

Four Convenient Office Locations To Serve You

Toll Free: 800-491-7493 Fax: 888-691-8337

Five Convenient Office Locations To Serve You

Lisle Office - DuPage County
1011 Warrenville Road
Suite 150
Lisle, IL 60532

Map & Directions

Lockport Office - Will County
900 South State Street
Second Floor, Suite A
Lockport, IL 60441

Map & Directions

Aurora Office - Kane County
1444 North Farnsworth
Suite 100
Aurora, IL 60505

Map & Directions

Palatine Office - Cook County
800 East Northwest Highway
Suite 700
Palatine, IL 60074

Map & Directions

Chicago Office - Cook County
1 S Dearborn
Suite 2100
Chicago, IL 60603

Map & Directions

Toll Free: 800-491-7493 Fax: 630-960-4755