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June 2017 Archives

What estate planning documents should one consider?

Many Illinois residents may feel overwhelmed when they think about preparing estate plans. It is understandable, as there is a lot involved in doing so. For example, which estate planning documents does one actually need? There are so many to choose from, and depending on one's current situation and future goals only a select few may actually be required.

Payday loans are not the answer, but a Chapter 7 filing may be

Struggling to make things work due to a lack of funds between pay checks is a reality for many Illinois residents. What can one do if this is the case? Unfortunately, some individuals turn to payday loans, thinking they will help solve the problem. More often than not, though, these loans make things even worse. When one lacks the funds to keep up with financial obligations, payday loans are not the answer, but a Chapter 7 filing may be.

The automatic stay an important part of Chapter 13 bankruptcy

The phone keeps ringing and notices keep arriving. Once an Illinois resident gets behind in paying bills, it is difficult to get caught up. Many times, what began as a minor financial crisis turns into a nightmare that just will not end. As the financial crisis becomes more severe and creditors continue collections efforts, filing for Chapter 13 bankruptcy may provide the answer to the financial dilemma.

Report: Credit card debt is growing in the U.S.

Filing for bankruptcy can help to alleviate insurmountable debt that a person may be suffering with. It’s a legal status, indicating to creditors that the individual who filed is unable to repay debts. For Americans, credit card debt is becoming a way of life.

Why people without a spouse or kids need an estate plan

One of the main reasons to create an effective estate plan is to make sure that spouses and children are taken care of. However, it is still important to have an estate plan if you do not have a spouse or children. In fact, some would argue that is is even more important in this case.

Bankruptcy: A possible route for tax debt relief

A federal tax debt can raise a wide range of problems for a person. So, one thing some might wonder is: What kind of relief can bankruptcy provide individuals regarding tax debt? What help a person could get from bankruptcy when it comes to tax debt can be impacted by many factors.

Survey: U.S. homeownership ideals shifting

There are many ideals individuals may have regarding homeownership. What ideals are prevalent among homeowners can shift over time. This can be seen in what has been happening lately with one traditional homeowner ideal: the idea of living in one’s current home for the remainder of one’s lifetime.

My house is 'For Sale by Owner.' Why do I need an attorney?

The real estate market isn't what it used to be. The prices home sellers in northern Illinois can ask are not nearly as good as they were ahead of the Great Recession of 2007-2008. Yet, it remains true that our homes are the single most important investment any of us makes. No wonder, then, that when the time does come to sell, we want to get the highest possible return on that property.

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Lisle Office - DuPage County
1011 Warrenville Road
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Lisle, IL 60532

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Lockport Office - Will County
900 South State Street
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Lockport, IL 60441

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Suite 100
Aurora, IL 60505

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Palatine, IL 60074

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Chicago, IL 60603

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