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October 2017 Archives

Illinois Chapter 13: Phantom debt or is it?

Getting calls from debt collectors about a debt of which one is not aware can be really disturbing. Unfortunately, it happens all the time. How does one know if it is the real deal or if a scammer is just trying to take advantage? There are some ways to find out, and if it is really owed, Illinois residents may turn to Chapter 7 or Chapter 13 bankruptcy if they need help addressing it.

Too many Illinois residents have credit card debt

The vast majority of Illinois residents have some type of debt. Mortgages, student loans, auto payments -- they all seem to be a common part of life for most these days. But there is one type of debt in particular that is becoming more common and a plague on Illinois families and that is credit card debt.

How is probate handled when there is no will?

A will is the most basic estate planning document available for Illinois residents. Unfortunately, it is not something that all adults have in place for when it is needed. When a loved one dies and does not have a will or other estate planning documents prepared, how will probate work?

Chapter 13 or 7 may be appropriate when dealing with medical debt

Medical debt is something with which many Americans struggle. For some individuals in Illinois and elsewhere, the amount of medical debt owed may be so much that they cannot possibly pay it back under their current financial situations. For these individuals, Chapter 13 or 7 bankruptcy options may be appropriate ways to seek relief.

Credit card debt tends to grow during emergency situations

Everyone has unexpected expenses that pop up. Not everyone has the money to cover those expenses, however. When this happens, many people in Illinois and elsewhere may find themselves using their credit cards for more than they normally would. This in turn may lead to credit card debt that can quickly grow out of control.

The dark side of 0-interest credit cards

If you are one of many who has received offers for zero-interest credit cards, you may be asking yourself if opening one would help or harm you in the long run. Typically, these cards allow you to make credit card purchases without paying interest for a predetermined amount of time, after which you must start paying interest.

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Toll Free: 800-491-7493 Fax: 888-691-8337

Five Convenient Office Locations To Serve You

Lisle Office - DuPage County
1011 Warrenville Road
Suite 150
Lisle, IL 60532

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Lockport Office - Will County
900 South State Street
Second Floor, Suite A
Lockport, IL 60441

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1444 North Farnsworth
Suite 100
Aurora, IL 60505

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800 East Northwest Highway
Suite 700
Palatine, IL 60074

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1 S Dearborn
Suite 2100
Chicago, IL 60603

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