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A Family Approach To The Law

February 2018 Archives

A Chapter 13 of 7 could help most Americans

The vast majority of Americans are in debt. While not all debt is bad, per se, being debt-free really is the goal and can help one carry much less stress on a day-to-day basis. For Illinois residents who find their financial situations looking pretty bleak, Chapter 13 or 7 bankruptcy filings may offer relief that is both needed and desired.

Why choose a Chapter 7?

Illinois residents who are considering bankruptcy may be confused about the different bankruptcy types and their benefits. This week, this column will address some of the benefits of choosing a Chapter 7 bankruptcy over a Chapter 13 bankruptcy -- if one qualifies to do so. Chapter 7 filings are not available to everyone.

The sooner credit card debt is paid off, the better

No one wants to be in debt. Sometimes, it cannot be avoided, though. The vast majority of Illinois residents have some type of debt. For many, it may be credit card debt. As interest rates are set to rise this year, paying of this type of debt sooner, rather than later, is advised.

4 ways to preserve family harmony after your death

It may be uncomfortable to face your mortality, but it is necessary if you have assets you want to leave to your loved ones. As you know, this is a major reason not to put off writing your will. However, disputes may arise among your family members even if you do have your will planned. To avoid fights that may create irreparable rifts in the family, you and other Illinois residents may need to be creative and conscientious during your estate planning.

Illinois residential real estate transactions: Disclosures

A lot goes into selling real estate in Illinois. It is not as simple as finding a buyer and exchanging property for funds. Buyers have a right to know if there are any issues with the property. So, when conducting residential real estate transactions, sellers have a responsibility to disclose any issues that may affect the property value. Failure to honestly disclose such issues could land one in some legal trouble.

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Lynch Law Offices, P.C.
1011 Warrenville Road
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Lisle, IL 60532

Toll Free: 800-491-7493
Fax: 888-691-8337
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