Credit Card Debt Just One Issue Affecting Every Generation

Credit Card Debt Just One Issue Affecting Every Generation

What do baby boomers, Gen Xers and millennials all have in common? Debt. Credit card debt, mortgages, auto loans and student debt — most people have some sort of debt and many of them are struggling to pay it back. What can Illinois residents who are struggling with debt do?

It is believed that nearly 80 percent of individuals in each generation is living with debt. It is a part of their life that they cannot seem to shake. Instead of their financial situations improving, money is getting tighter and debt feels inescapable.

Those individuals who are falling further into debt have to deal with late fees and fines. They may find themselves dealing with creditors claims and harassment. They may find themselves facing the repossession of their property and destroyed credit ratings. They may even find themselves being sued by creditors who just want their money. It is a lot to handle alone.

The good news is, Illinois residents who have found themselves in precarious financial situations — whether from credit card debt or other unaffordable monetary obligations — do not have to figure out how to get out of it alone. They can seek help, and they can seek relief. An experienced bankruptcy law attorney has the ability to review the details of one’s financial situation and offer guidance on the best way to address it. For some, bankruptcy may be the best answer — and that is okay. For other individuals, other debt relief methods may be available and appropriate for their needs.


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  • “I am extremely pleased with the service they provided: from giving me advice on how to prepare, to working with creditors, and finally to handling the legal aspects of the bankruptcy itself. They took ...”

    - Mike
  • “Deciding to file bankruptcy and going through the process of foreclosure on our home was not something my husband and I ever thought we would have to do. On our initial visit with John, he explained ...”

    - Anonymous Client
  • “This extra special note sent to you today holds more appreciation than any words can say. Over 30 years ago, I found myself in a career helping others in need. I never expected to be in need myself ...”

    - Mrs. J.
  • “Just a note to say thank you for the legal advice you gave me last week. Before I came to see you, I was scared to face my problems, but today I opened a checking account and will go to the Social ...”

    - Mrs. K.
  • “Roseanne is the best. My husband and I went with a cheap bankruptcy attorney to save money. BIG mistake. We ended up with an adversary hearing that our bankruptcy attorney couldn’t handle. So after ...”

    - Anonymous Client

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