Lynch Law Offices, P.C.
Free Initial Consultations
Toll Free: 800-491-7493
Menu Contact

A Family Approach To The Law

Chapter 13 and other options to stop creditor harassment

When faced with significant debt and a lack of funds to do anything about it, the last thing anyone wants to deal with is harassment from creditors on top of an already stressful situation. It happens all the time, though. Illinois residents who find themselves dealing with creditor harassment can do something about it. A Chapter 13 filing, for example, is one way to stop calls and letters from creditors. For those who feel bankruptcy may not be the right fit, there are other legal avenues that can be explored.

The Fair Debt Collection Practices Act sets ground rules for creditors. They are only allowed to contact people at certain times of day, and they cannot use threats or foul language when talking to debtors -- among other things. When a creditor violates the FDCPA, legal actions may be taken to hold them accountable for their actions.

A man in another state recently filed a lawsuit against a collection agency for their frequent calls and attempts to collect on a debt that he disputed. He asked them to stop calling and they refused. He claims that the collection agency's actions were in violation with the FDCPA. He is now seeking unspecified damages for the ordeal.

Sometimes going after creditors for their actions is the right move, sometimes it is not. Illinois residents can turn to a bankruptcy attorney in order to determine the best legal course when calls from creditors get out of hand. If a creditor's actions are in line with the FDCPA, Chapter 13 bankruptcy or other debt relief options may work to end creditor harassment and deal with the debt once and for all.

No Comments

Leave a comment
Comment Information

Contact Any Of Our Five Convenient Illinois Locations

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy

Email Us For A Response
Toll Free: 800-491-7493
Fax: 888-691-8337

Lynch Law Offices, P.C.
1011 Warrenville Road
Suite 150
Lisle, IL 60532

Toll Free: 800-491-7493
Fax: 888-691-8337
Map & Directions

Available to meet throughout Will and DuPont Counties