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March 2019 Archives

Being in debt affects one's mental health

There are a lot of things in life that can affect one's mental health. Numerous people may not really think about it, but debt is one of those things. When money is tight, when creditors are calling, when it seems like there is no relief in sight, it can all take a toll on one's mental well-being. The results of a new study regarding this topic were just recently released, and the findings may be of interest to some Illinois residents.

Tips for rebuilding credit after bankruptcy

When you file for bankruptcy, you likely do so in an effort to eliminate overwhelming debt and get your financial affairs back on track. While filing for bankruptcy can help many people accomplish this, it can also impact the credit of those who file, and if you are among them, it would serve you well to start rebuilding your credit after your bankruptcy filing so that you can, one day, secure loans, credit cards and so on.

National Credit Card Reduction Day; yes, it really exists

National holidays are plentiful, and it seems that more pop up every year. In March alone, there is National Pi Day, National Mom and Pop Business Day and National American Diabetes Association Alert Day -- among many others. Most people do not even know that all of these national holidays exist. There is one in particular that is relevant to this column that many Illinois residents have probably never heard of, and that is National Credit Card Reduction Day. 

Chapter 13 can help one deal with debts that are supposedly good

Ever hear debt referred to as good? There are certain types of debts out there that are labeled good while others are labeled bad. At the end of the day, even those good debts can cause problems for Illinois residents who find themselves in a bad financial way. A Chapter 13 bankruptcy, if approved, can help make it easier to pay down debt, regardless if it is thought of as good or bad.

Estate planning necessary if you want to leave assets to your pet

Have a pet that is more than a pet but a member of the family? Many Illinois residents in this position want to make sure that these special family members are taken care of long after their owners pass away. Guess, what? Through the estate planning process, it is possible to ensure one's pet ends up in a good place and has what it  needs.

Residential real estate transactions: Ready to sell your house?

If you are ready to sell your house, you may consider doing it yourself or you may decide to hire a realtor. No matter how you go about it, know that residential real estate transactions in Illinois and elsewhere are not just about how much money sellers will get out of it in the end. These are legal transactions and if they are not handled the right way, sellers could be left exposed to some serious legal trouble. Legal counsel can help you protect yourself and your interests as you move forward with the sale of your home.

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Lynch Law Offices, P.C.
1011 Warrenville Road
Suite 150
Lisle, IL 60532

Phone: 630-761-5274
Fax: 888-691-8337
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