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July 2019 Archives

Chapter 7 bankruptcy: What people have to say about it

Illinois residents who are in debt know what it is like to constantly worry about their finances. It is no way to live, yet many people in this situation struggle to make the call that may end the stress and the financial worry. Filing for Chapter 7 bankruptcy is not for everyone, but there are those who will and have benefited from it even though others told them that would not be the case. Several people recently shared their debt and bankruptcy stories. Here is a quick rundown of what they had to say.

Residential real estate transactions: Inclusions and exclusions

When selling a home, disclosing certain information about the home is required under Illinois law. Many people may think these disclosures only have to do with known issues with the house. The truth is, they can include so much more, such as inclusions and exclusions. Why does including these two things matter when completing residential real estate transactions?

File for Chapter 13, get your car back

Thousands of Illinois residents residing in or near Chicago have their cars being held in impound lots due to having unpaid tickets. Until a person pays his or her tickets, the city can refuse to release the vehicle from impound. However, a recent court ruling allows those individuals who have filed for Chapter 13 bankruptcy to collect their cars without paying the debt upfront or possibly at all.

Residential real estate transactions: Mistakes sellers often make

Selling a home is not for the faint of heart. It can be a difficult task that will try one's patience and possibly one's pocketbook. Those in Illinois and elsewhere who are on the seller's side of residential real estate transactions can help themselves achieve maximum value for their homes in a timely manner by avoiding some of these common home selling mistakes.

Illinois Chapter 7: Consumer debt continues to rise

Debt, most people have it in some form or other. There are those Illinois residents who are comfortable taking on more debt and have the means to pay it back, and then there are those who take on the debt because they have no other option -- they have to survive somehow. Those in the latter position may help themselves and their financial positions by seeking some form of debt relief. Chapter 7 bankruptcy, for qualifying petitioners, can offer the assistance desired.

Yes, there are alternatives to foreclosure

Homeownership is something that most people hope to attain. When it happens, keeping one's home can be a struggle. Life happens, money troubles occur and foreclosure becomes a reality. There are alternatives to foreclosure available to Illinois residents, though, if they take action fast.

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Lynch Law Offices, P.C.
1011 Warrenville Road
Suite 150
Lisle, IL 60532

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