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Chapter 13 Archives

Chapter 13 can help one deal with debts that are supposedly good

Ever hear debt referred to as good? There are certain types of debts out there that are labeled good while others are labeled bad. At the end of the day, even those good debts can cause problems for Illinois residents who find themselves in a bad financial way. A Chapter 13 bankruptcy, if approved, can help make it easier to pay down debt, regardless if it is thought of as good or bad.

Figuring out a Chapter 13 repayment plan

Illinois residents who are deemed to have sufficient income so as to prevent them from pursuing Chapter 7 bankruptcy to resolve their debt issues may have another option. Chapter 13 bankruptcy is for individuals who have money to pay back their creditors to some degree but need a little help doing so. How can one's repayment schedule be calculated if a Chapter 13 filing seems appropriate?

Chapter 13 and other options to stop creditor harassment

When faced with significant debt and a lack of funds to do anything about it, the last thing anyone wants to deal with is harassment from creditors on top of an already stressful situation. It happens all the time, though. Illinois residents who find themselves dealing with creditor harassment can do something about it. A Chapter 13 filing, for example, is one way to stop calls and letters from creditors. For those who feel bankruptcy may not be the right fit, there are other legal avenues that can be explored.

Get an affordable repayment plan with Chapter 13 bankruptcy

Many Illinois residents have debt and don't know how to overcome it. There are a number of debt relief options out there. It is just a matter of choosing what works best for one's situation. For some, budgeting and working with creditors will do the trick. For others, a Chapter 13 bankruptcy filing may be a better fit.

Chapter 13: Fight overbiffing, seek an affordable repayment plan

Many Illinois residents have bills that they struggle to pay. A good number of these individuals are frequently being called and harassed by debt collectors. Some of these debt collectors may be trying to collect more than people actually owe. With the help of a bankruptcy law attorney and through a Chapter 13 filing, Illinois residents can fight back against creditor harassment and seek an affordable debt repayment plan.

Chapter 13 or 7 may help the 13 percent forever in debt

Debt plagues many people in Illinois and across the country. In fact, a good number of Americans feel that they will be forever in debt. They feel they have no way out. Truth is, Chapter 13, Chapter 7 and other debt relief options may be able to help them improve their financial situations.

Chapter 13 and other ideas for dealing with creditors

Illinois residents who have money coming in but owe more than they can pay their creditors, likely have a lot of questions about what options they have for dealing with their creditors. Chapter 13 bankruptcy is certainly an option worth considering, as it can put creditor harassment to an end and offer much-needed financial relief. Here are three tips for dealing with creditor harassment if one is still considering all available debt relief options.

Is Chapter 13 bankruptcy right for me?

You've been struggling to pay your bills for a while. You have money coming in, but too much going out. You are getting to the point where you may start losing everything. Before it gets any worse, you want to know what options you have to solve the problem. You, and other Illinois residents like you, may benefit from a Chapter 13 bankruptcy filing.

Heading into retirement, is filing Chapter 13 or 7 a good option?

Debt, just about everyone has it. It does not matter at what phase of one's adult life one is currently in, money struggles can happen at any time. Illinois residents, particularly those who are heading into or currently in their retirement years and are burdened with significant debt, may want to know if filing a Chapter 13 or 7 bankruptcy is the right way to address their situations.

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Lynch Law Offices, P.C.
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Lisle, IL 60532

Toll Free: 800-491-7493
Fax: 888-691-8337
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