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Is Chapter 7 Bankruptcy Right For Your Situation?

Chapter 7 bankruptcy can:

  • Stop wage garnishment, home foreclosure and repossession of your car and other property.
  • Stop all action against you by creditors. Bill collectors or collection attorneys can no longer call you and harass you. They cannot take any action against you, enforce a judgment or collect any part of any debt that you might owe, unless they have specific permission from the bankruptcy court.

Our attorneys can help you determine if Chapter 7 bankruptcy is right for you.

To schedule a free consultation about Chapter 7 bankruptcy, contact us at 630-761-5274.

Serving DuPage And Will Counties

At Lynch Law Offices, our debt relief attorneys have more than 50 years of combined experience helping people with personal bankruptcy matters in Wheaton, Lisle, Naperville and throughout DuPage County, as well as the surrounding parts of Illinois.

We offer personal attention to each client. That means we will take the time to explain every step of the Chapter 7 bankruptcy process to you. You will be closely involved in every decision that is made along the way. We will not let you get lost in this legal procedure.

To learn more about this topic, please visit our Chapter 7 bankruptcy information page.

Get a Financial Fresh Start

We want to help you get a fresh start. Our Chapter 7 bankruptcy attorneys in Illinois will educate you on how Chapter 7 bankruptcy addresses the two types of consumer debts: unsecured debts and secured debts.

Unsecured debts include credit card bills, the portion of an auto loan that exceeds the value of the vehicle, certain older tax liabilities, unsatisfied judgments, student loans, child support obligations, recent taxes or damages in a drunk driving accident case. We will explain to you which of these debts are able to be discharged through Chapter 7 bankruptcy and address those that are not.

Secured debts include bills such as home mortgages and car payments. While the secured creditor is entitled to foreclose on the collateral once it receives the court’s permission to proceed, you still have options. Chapter 7 bankruptcy can give you the time that you need to negotiate new arrangements with your debtors, allowing you to retain your property. Contact us at 630-761-5274 to schedule a free initial consultation with an experienced Chapter 7 bankruptcy attorney in Naperville.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.